The first time points covered the cruise fare itself, not just the flight or the hotel.
Here’s what I did
I’d taken cruises before, but this was the first time points covered the cruise fare, not just a flight or a hotel. I transferred Chase Ultimate Rewards points to Virgin Red, which covered the cost of a five-night Virgin Voyages sailing in a balcony stateroom.
The points came from everyday purchases and welcome offers, not extravagant spending. It is exactly the kind of trip the Playbook helps beginners plan.
The trip
The Playbook shows the responsible path from your first card to your first dream trip on points.